Find your next career at Pathward! Discover internship and job opportunities for students, entry-level, and experienced professionals. Realize your potential at Pathward.Simple, time-saving and comprehensive —See balances, transactions, and deposits the instant they are available. Know your balance immediately —For those unexpected purchases or payments, view your current balance without having to sign in to the app. Stay on top of your money —Get text or email alerts 2 for low balance, verified ...Insurance Premium Finance Main Office. 5080 Spectrum Drive, Suite 750E | Addison, TX 75001. Dallas Office: 800-299-5626. 24/7 hotline: 877-237-4239. Newport Beach Office: 800-347-4986. 4. The Savings Account linked to your CARD Premium Bank Account by Pathward is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The interest rate paid on the entire balance will be 0.0499% with an annual percentage yield (APY) of .05%. Jul 7, 2023 ... ID verification. Terms & costs apply. Deposit Account is established and banking services are provided by. Pathward®, N.A., Member FDIC.Pathward Financial, Inc. (Nasdaq: CASH) is a U.S.-based financial holding company driven by its purpose to power financial inclusion. Through our subsidiary, Pathward®, N.A., we strive to increase financial availability, choice and opportunity across our Banking as a Service and Commercial Finance business lines. These strategic business lines ...A Path for Partners. Pathward’s Credit Solutions power financial inclusion through our partners. As the lender of record, we support a path to offering secure lending solutions to their customers.The card may be used everywhere Visa debit cards are accepted. Visa is a registered trademark owned by Visa International Service Association. The Dash Solutions Mastercard Prepaid Card is issued by Pathward, N.A., Member FDIC pursuant to a license by Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is ... 4. The Savings Account linked to your CARD Premium Bank Account by Pathward is established by Pathward, N.A., Member FDIC. Interest is calculated on the Daily Balance of the Savings Account and is paid quarterly. The interest rate paid on the entire balance will be 0.0499% with an annual percentage yield (APY) of .05%. FasterMoney Visa® Prepaid Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The FasterMoney Discover® Prepaid Card is issued by Pathward, N.A., Member FDIC, under a license from Discover Financial Services. Discover® and the Discover acceptance mark are service marks used by Pathward, …A Path for Partners. Pathward’s Credit Solutions power financial inclusion through our partners. As the lender of record, we support a path to offering secure lending solutions to their customers.SIOUX FALLS, S.D.-- ( BUSINESS WIRE )--MetaBank®, N.A., an industry leading financial empowerment company, today announced it is changing its name to …The Flare Account® is a demand deposit account established by Pathward, National Association, Member FDIC, and the Flare Account Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and ...AUSTIN, Texas & SIOUX FALLS, S.D., January 16, 2024--Ouro and Pathward®, N.A., today announced a multi-year extension to their longstanding …The extended partnership will enable real-time 1 disbursements to end-consumers through SpendIT SendIT TM, the cutting-edge solution that allows consumers to use or transfer disbursed funds to their personal accounts.. SIOUX FALLS, S.D. – Aug. 2, 2023 – Pathward®, N.A., a Banking as a Service provider, and Dash Solutions, an …1.The Refund Advance is an optional tax-refund related loan provided by Pathward ®, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary …SIOUX FALLS, S.D. – April 5, 2023 – Pathward®, N.A. is proud to be Certified™ by Great Place to Work® for the first time. The prestigious award is based entirely on what current employees say about their experience working at Pathward. This year, 78% of employees said it’s a great place to work – 21 points higher than the average U ... This is an optional tax refund-related loan from Pathward®, N.A.; it is not your tax refund. Loans are offered in amounts of $250, $500, $750, $1,250 or $3,500. Approval and loan amount based on expected refund amount, eligibility criteria, and underwriting. Feb 23, 2024 · Published: 26 February 2024. Small Businesses Appear Optimistic About Growth Despite Critical Cash Flow Issues, According to Latest Pathward Research. Pathward releases the “Small Business Credit Habits and Needs” report, which found that while one in three small businesses have struggled with cash flow in the changing economy, 70% consider ... A car engine uses a four-stroke cycle -- how can two strokes accomplish the same tasks? Learn all about the two-stroke engine, where it's used and how it compares to a four-stroke....Propel partners with Pathward to power nationwide credit solution for Pathward partners TORONTO--(BUSINESS WIRE)--Propel Holdings Inc. (“Propel”) (TSX: PRL), an innovative fintech company dedicated to credit inclusion, and Pathward™, N.A. (“Pathward”), a leading financial empowerment company, announced today that the two …About Pathward ® Pathward ®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. (Nasdaq: CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion. Pathward strives to increase financial availability, choice and opportunity across our Banking as a Service and Commercial ...The card may be used everywhere Visa debit cards are accepted. Visa is a registered trademark owned by Visa International Service Association. The Dash Solutions Mastercard Prepaid Card is issued by Pathward, N.A., Member FDIC pursuant to a license by Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is ...Check Card Balance/Transactions. If your One4All Card looks like this front and back, use the form below to enter your card number, valid thru date and CVV number to view your card’s balance and transactions. The One4AllCard is a gift card for all with terrific brands in dining, shopping, travel and enterainment. Super convenient! Add Value with Prepaid Solutions. Pathward’s out-of-the-box prepaid solutions allow community financial institutions to offer value added services that build your brand and customer connections. Leverage our compliance expertise and oversight to add an additional product suite with minimal investment. Dec 10, 2021 · In general, you can activate a Visa gift card without providing any personal information. You’ll enter the Visa gift card number and the card verification number (CVN) found on the back of the card. Step 2. Update Billing Address / Add a Zip Code. After activation, look for an option to update the billing address and zip code linked to the ... Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …Aug 22, 2022 ... Crestmark, the Commercial Finance division of PathwardTM, N.A., formerly known as MetaBank®, N.A., is pleased to announce the addition of ...Pathward is a federally registered financial institution that provides solid banking infrastructure, proven technology resource partners and high-energy collaboration to …The Giftcards.com Visa ® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by Pathward ®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Visa Virtual Gift Card can be redeemed at every internet, mail order, and …This is an optional tax refund-related loan from Pathward®, N.A.; it is not your tax refund. Loans are offered in amounts of $250, $500, $750, $1,250 or $3,500. Approval and loan amount based on expected refund amount, eligibility criteria, and underwriting. If approved, funds will be disbursed as directed to a prepaid card or checking account ...The Giftcards.com Visa ® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by Pathward ®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Visa Virtual Gift Card can be redeemed at every …Pathward Moblie Banking is available to all Pathward personal banking clients who are enrolled in Online Banking. If you are not a customer, please contact us at [email protected] or call us at 1.866.559.5037. * Every mobile service carrier has a different rate plan for text messaging and data services access.Old ex unclaimed property worker from California. This is either a carefully crafted scam or its what is known as a pre-escheat notification. That is the last ditch effort from Pathward to reunite unclaimed property to you prior to escheatment to the state. The latter is the most likely scenario. Pathward has a decent unclaimed property FAQ page.Charles Ingram is the Executive Vice President and Chief Technology and Product Officer of Pathward®, N.A. and Pathward Financial, Inc. Pathward Financial is the U.S.-based holding company of Pathward, a financial services company focused on increasing financial availability, choice and opportunity across its two core business lines, Banking as a …Blackhawk Network and issued by Pathward, N.A., Member FDIC. Call Sales: 877.726.7153. Support: 925.226.9990. Browse all cards. Get started. Cookie Preferences. Our customer support team is ready to support you in any of the inquiries or information requests you might have. Contact us today & we can help you!Knowledge and experience with statistical analysis techniques, customer segmentation and credit bureau data. The responsibilities listed above are not all inclusive and may be changed at any time. Salary range: $14.61 hourly – $24.65 hourly. The salary range reflects the minimum and maximum target for a new hire in this role.Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …Pathward: A Financial Empowerment Company At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses are underserved. …Discover the best branding agency in Chicago. Browse our rankings to partner with award-winning experts that will bring your vision to life. Development Most Popular Emerging Tech ...Medicine Matters Sharing successes, challenges and daily happenings in the Department of Medicine It is with great sadness that we share the news that Diane M. Becker, ScD, MPH, RN... Check Today's Mortgage/Refi Rates. Pathward, Pathward, National Association at 5501 S Broadband Ln, Sioux Falls, SD 57108. Check client review, rate this bank, find bank financial info, routing numbers ... SIOUX FALLS, S.D. – April 5, 2023 – Pathward®, N.A. is proud to be Certified™ by Great Place to Work® for the first time. The prestigious award is based entirely on what current employees say about their experience working at Pathward. This year, 78% of employees said it’s a great place to work – 21 points higher than the average U ...Pathward, and our entities are committed to protecting and respecting consumer privacy and consumer privacy choices. These documents explain our compliance with applicable federal, state, and local privacy laws and regulations in the United States.To sign up for Clair, open up your time and attendance or payroll app and see if Clair is available to you. If you don't see a button there, Clair is not yet available to you. Banking services provided by Pathward, N.A., Member FDIC. Advances provided by Pathward, N.A. Clair: the digital banking app that gives you free access to your earnings ...Contacts. Courtney Heidelberg 605.291.7044. Pathward™, N.A., an industry leading financial empowerment company, today announced the unveiling of its new …Net Income of $54.8 million, or $1.99 Per Diluted Share Reaffirms Fiscal Year 2023 EPS Guidance Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH) reported net income of $54.8 million, or $1.99 per share, for the three months ended March 31, 2023, compared to net income of $49.3 million, or $1.66 per share, for the three …MetaBank, a financial empowerment company, announced Tuesday (March 29) that it is changing its name to Pathward to unite the company under a single identity. After a number of strategic ...Brett Pharr is the Chief Executive Officer of Pathward Financial and Pathward, N. A. Prior to being appointed to his current role in October 2021, Brett was Co-President and Chief Operating Officer since June 2020 and Executive Vice President, Group Head of Governance, Risk and Compliance since February 2019.1.The Refund Advance is an optional tax-refund related loan provided by Pathward ®, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary …Why Invest. At Pathward, leading the way to financial access is the heart of our business. Since our founding, we have worked to advance financial inclusion. We seek out diverse partners such as fintechs, affinity groups, government agencies, and other banks and work with them to identify markets where people and businesses are underserved. Our ...Jul 7, 2023 ... ID verification. Terms & costs apply. Deposit Account is established and banking services are provided by. Pathward®, N.A., Member FDIC.Pathward: A Financial Empowerment Company At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses are underserved. …Insurance Premium Finance Main Office. 5080 Spectrum Drive, Suite 750E | Addison, TX 75001. Dallas Office: 800-299-5626. 24/7 hotline: 877-237-4239. Newport Beach Office: 800-347-4986.Overview. Working Capital. Equipment Finance. Tax Solutions. Here for Independent Tax Professionals. Pathward offers tax-refund related financial products that ease the …About Pathward™ Pathward™, N.A., a national bank, is a subsidiary of Pathward Financial, Inc.™ (Nasdaq: CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion for all™. Pathward strives to increase financial availability, choice and opportunity across our Banking as a Service …The average Pathward salary ranges from approximately $40,775 per year (estimate) for a Loan Syndication to $261,429 per year (estimate) for a Senior Counsel. The average Pathward hourly pay ranges from approximately $18 per hour (estimate) for a Customer Service Representative I to $58 per hour (estimate) for an Account Supervisor. …Pathward®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion.The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted.Tips on how and where to locate martin houses in your yard to attract purple martins to your yard or garden. Expert Advice On Improving Your Home Videos Latest View All Guides Late...Sep 15, 2022 · But it’s really simple. When you buy a gift card at the store (whether it is a retailer, restaurant, Visa or Mastercard gift card), you take the gift card to the cash register and ask the cashier to load money onto the card. The cashier takes the card, activates it and loads the dollar amount requested onto the card. Now the card is ready to use. MetaBank in Sioux Falls, South Dakota, has settled on a new name: Pathward N.A. The $7.6 billion-asset company agreed in December to phase out its name within a year as part of a $60 million deal with Meta Platforms — a company previously known as Facebook. MetaBank's holding company, Meta Financial Group Inc., will … The Flare Account® is a demand deposit account established by Pathward, National Association, Member FDIC, and the Flare Account Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and ... © 2024 Pathward®, N.A.. All Rights Reserved. About Us · Overview · People & Culture · Environmental, Social & Governance · Diversity, Equity &am...About Pathward® Pathward®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. (Nasdaq: CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion. Pathward strives to increase financial availability, choice, and opportunity across our Banking as a Service and Commercial ...Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …Jul 7, 2023 ... ID verification. Terms & costs apply. Deposit Account is established and banking services are provided by. Pathward®, N.A., Member FDIC.The Giftcards.com Visa ® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by Pathward ®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Visa Virtual Gift Card can be redeemed at every …Pathward®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion.Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …When we get together with friends, many of us start complaining about our partners. After all, he missed date When we get together with friends, many of us start complaining about ...Pathward N.A. Dec 2022 - Present 1 year 2 months. Managing Partner LK3 Consulting Apr 2022 - Present 1 year 10 months. St Louis, Missouri, United States Managing Director ...The Giftcards.com Visa ® Gift Card, Visa Virtual Gift Card, and Visa eGift Card are issued by Pathward ®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.The Visa Gift Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access. The Visa Virtual Gift Card can be redeemed at every … The Flare Account® is a demand deposit account established by Pathward, National Association, Member FDIC, and the Flare Account Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Netspend is a service provider to Pathward, N.A. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and ... Porte is a deposit account established by Pathward®, National Association, Member FDIC, and the Porte Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Card may be used everywhere Visa debit cards are accepted.Check Card Balance/Transactions. If your One4All Card looks like this front and back, use the form below to enter your card number, valid thru date and CVV number to view your card’s balance and transactions. The One4AllCard is a gift card for all with terrific brands in dining, shopping, travel and enterainment. Super convenient!Knowledge and experience with statistical analysis techniques, customer segmentation and credit bureau data. The responsibilities listed above are not all inclusive and may be changed at any time. Salary range: $14.61 hourly – $24.65 hourly. The salary range reflects the minimum and maximum target for a new hire in this role.See list of participating sites @NCIPrevention @NCISymptomMgmt @NCICastle The National Cancer Institute NCI Division of Cancer Prevention DCP Home Contact DCP Policies Disclaimer P...Advertisement There are a number of unusual ways to take first. Odds are, you won't see these rules come into play at most games, whether Major League or Little League. But if they...The American Bankers Association Foundation named Pathward™, N.A., formerly known as MetaBank®, N.A., a winner of its 2022 Community Commitment Award. News Press Releases 02 May 2023Jan 16, 2024 ... Ouro and Pathward®, N.A., today announced a multi-year extension to their longstanding partnership. Pathward, a U.S.-based financial ...When it comes to Pathward Prepaid Cards, WalletHub is your one stop solution. Read Reviews, Compare Latest Offers, Ask Questions or Get Customer Service ...About Pathward® Pathward®, N.A., a national bank, is a subsidiary of Pathward Financial, Inc. (Nasdaq: CASH). Pathward is a U.S.-based financial empowerment company driven by its purpose to power financial inclusion. Pathward strives to increase financial availability, choice and opportunity across our Banking as a Service …SIOUX FALLS, S.D., July 24, 2023 -- Pathward®, N.A., a U.S.-based financial empowerment company, today published its 2022 Environmental, Social and Governance Report. The report documents Pathward’s progress over the 2022 fiscal year, ending Sept. 30, 2022, in implementing plans, programs and policies that build upon the company’s … Netspend is a leading provider of FDIC-insured Visa® Prepaid, Prepaid Mastercard®, and corporate prepaid card solutions through our issuing banks in the United States. Upon successful activation and registration of the Card Account, funds on deposit at Pathward, N.A, Member FDIC, are insured up to the standard maximum deposit insurance limit. Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …
Old ex unclaimed property worker from California. This is either a carefully crafted scam or its what is known as a pre-escheat notification. That is the last ditch effort from Pathward to reunite unclaimed property to you prior to escheatment to the state. The latter is the most likely scenario. Pathward has a decent unclaimed property FAQ page.. Chase online.com
Pathward Financial, Inc. (“Pathward Financial” or the “Company”) (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion, today commemorates the conclusion of a transformative 12-months, which has been marked by a series of pivotal business developments. In October 2022, the company and its subsidiary, …VIRTUS KAR SMALL-MID CAP VALUE FUND CLASS I- Performance charts including intraday, historical charts and prices and keydata. Indices Commodities Currencies StocksThe American Bankers Association Foundation named Pathward™, N.A., formerly known as MetaBank®, N.A., a winner of its 2022 Community Commitment Award. News Press Releases 02 May 2023Assessing trust tax rates and your responsibilities as either a grantor or beneficiary of a trust can be a complex process. Taking the time to fully understand the extent of your d...The Mastercard Gift Virtual Account is issued by Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard Gift Virtual Account can be redeemed at every internet, mail order, and telephone merchant everywhere Debit Mastercard is accepted in the US. Mastercard Gift Cards can be used everywhere Debit ...N: Sioux Falls, SD: Pathward, National Association: A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH(Automated Clearing House) direct deposits, bill payments, and other automated transfers. The ... The Refund Advance is an optional tax-refund related loan provided by Pathward, N.A., Member FDIC (it is not the actual tax refund) at participating locations. Program availability and loan amounts may vary based on state and software provider. As of late 2022, MetaBank® is now Pathward. This is the same bank partner we know and trust, just under a different name. With the help of our friends at Pathward, we developed a bank account. When you sign up, we will open a Spending and a Bills account in your name at Pathward. Your Savings goals are in what’s called a “For the Benefit ... Netspend is a leading provider of FDIC-insured Visa® Prepaid, Prepaid Mastercard®, and corporate prepaid card solutions through our issuing banks in the United States. Upon successful activation and registration of the Card Account, funds on deposit at Pathward, N.A, Member FDIC, are insured up to the standard maximum deposit insurance limit.SAD. Product: Pathward Prepaid Cards. 0. 0. Cathy Walsh. April 22, 2023 • @ctowit. Like all the other reviews have stated, the cash card is a scam. I was given a card after completing a survey. Pathward deducted a …Pathward: A Financial Empowerment Company. At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses …The Pathward Line of Credit gives you flexible access to funds for many situations. Whether you’re looking to cover unexpected bills or close the gap in your cash flow, the Pathward Line of Credit is designed to provide you with the flexibility to get the money you need, when you need it 3. If approved, funds are deposited directly into your ...Pathward: A Financial Empowerment Company At Pathward®, N.A. leading the way to financial access is the heart of our business. Since our founding, we’ve worked to advance financial inclusion by seeking out diverse partners (e.g. program managers, fintech’s, processors and government agencies) to identify markets where people and businesses are underserved. …Pathward Moblie Banking is available to all Pathward personal banking clients who are enrolled in Online Banking. If you are not a customer, please contact us at [email protected] or call us at 1.866.559.5037. * Every mobile service carrier has a different rate plan for text messaging and data services access.The Marriott International hotel chain is pledging to reach net-zero emissions across its nearly 8,000 hotels by 2050, Marriott CEO Anthony Capuano said at the Skift Global Forum o...Jan 18, 2023 ... Pathward, N.A.. (since 2016). In 2016, Kendall E. Stork retired as Sioux Falls Site President for Citibank, a position ....